Your Financial Future Starts Here
Experience modern banking with competitive rates, innovative digital tools, and personalized service. Join over 2 million customers who trust UCC Bank for their financial needs.
Trusted Banking Partner Since 1985
For nearly four decades, United Choice Credit has been committed to providing exceptional banking services to individuals, families, and businesses across the nation.
Our Mission
To empower our customers' financial success through innovative banking solutions, personalized service, and unwavering commitment to their financial well-being.
Our Values
- Integrity in every transaction
- Customer-first approach
- Innovation and technology leadership
- Community investment and support
Comprehensive Banking Solutions
From everyday banking to complex financial planning, we offer a full range of services to meet all your financial needs.
- Checking & Savings Accounts
- Certificates of Deposit (CDs)
- Money Market Accounts
- Debit & Credit Cards
- Online & Mobile Banking
- Business Checking & Savings
- Merchant Services
- Payroll Services
- Business Credit Cards
- Cash Management
- Home Mortgages
- Auto Loans
- Personal Loans
- Business Loans
- Lines of Credit
- Investment Advisory
- Retirement Planning
- Mutual Funds & ETFs
- Portfolio Management
- Estate Planning
- FDIC Insurance
- Fraud Monitoring
- Identity Protection
- Secure Online Banking
- 24/7 Account Monitoring
- Mobile Banking App
- Online Bill Pay
- Mobile Check Deposit
- Digital Wallet Integration
- Real-time Notifications
Get in Touch
We're here to help with all your banking needs. Contact us through any of the convenient methods below.
New York, NY 10004
New York, NY 10001
Apply for a Loan Today
Get the financing you need with competitive rates and flexible terms. Our streamlined application process makes it easy to apply.
- • Fixed and adjustable rates
- • Down payments as low as 3%
- • First-time buyer programs
- • Quick pre-approval
- • New and used vehicles
- • Terms up to 84 months
- • Pre-approval available
- • No prepayment penalties
- • $2,000 to $50,000
- • No collateral required
- • Quick approval process
- • Fixed monthly payments
- • SBA loans available
- • Equipment financing
- • Lines of credit
- • Working capital loans